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Pollution insurance for vineyards and wineries
Environmental Risk Managers, Inc. (ERMI), is offering stand alone pollution liability insurance for Vineyards & Wineries (V&W). From the storage and use of chemicals, stormwater runoff, waste management…., V&W face an array of environmental exposures. Chris Bunbury, President of ERMI points out “in recent years V&W have made tremendous strides in “Greening” their operations. While operations are greener, is the V&W financial position greener?”
Generally, “green programs” do not address financial strategies when an environmental loss occurs. Does the V&W have adequate monies available to pay for legal fees, environmental investigations, third party bodily injury or property damage claims? Who is going to manage the loss? How big of a loss can the V&W self insure....?
The V&W environmental program provides sudden and gradual coverage including on-site and off-site clean up with third party bodily injury, property damage and defense costs. Business interruption, storage tanks, and non-owned disposal site coverage can be provided.
“We developed this program for agents interested in offering a value added product to their clients while increasing sales. The V&W pollution program is a financial risk transfer alternative to traditional self insurance with minimum premiums starting at $3,000” Bunbury said.
The insurance is offered by a leading A.M. Best A rated insurance carrier and is available in all 50 states. The V&W program is open to retail insurance agents and wholesalers.
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