We may be the only retailer that can make this claim. These hidden fees are determined by retailers. Finance and Lease companies simply add them into financing contracts. The interest rate retailers show you is the A.P.R. (annual percentage rate) because it is lower than the actual rate or E.A.R. The A.P.R. is the posted base interest rate and does not include any additional fees, or miscellaneous charges that may be included in your proposed financing. The E.A.R. (effective annual interest rate) is the actual rate of interest that is utilized to calculate your payments, for which, is inclusive of any hidden fees. This interest rate is usually not mentioned, disclosed, shown on the document, or is buried in the extremely “fine print”.
Everyday Low Rate, No Hidden Fee Leasing
- No Hidden Inflated E.A.R. (effective annual interest rate)
- No Hidden “Added-on” Fees
- No Hidden Anything, just low cost transparent financing that saves you money.
There are many other unclear, undisclosed or misleading terms and conditions that could be applied to your financing such as “Retailer Markup Fees”; “Stepped Interest Rates”; “Additional Payments”or “Payment Periods”; “Elevated Lease Buyouts” just to name a few.
A SIMPLE WAY TO KNOW WHAT YOUR TOTAL COST OF LEASING WILL BE IS TO GET THE TOTAL COST OF THE PROPOSED LEASE AFTER ALL PAYMENTS (including the buyout) ARE MADE. ALSO, BE AWARE OF CLOSING FEES THAT MAY OR MAY NOT BE APPLICABLE OR INCLUDED!
“CASH FLOW PLUS” Leasing Program
- Order your bins today
- We get them delivered and setup ready for harvest (Early Booking Orders)
- We make the first required lease payment
- You have no payment to make until December (or when you choose)
- Save your cash flow dollars for planting, growing and harvesting your crop
- The “CASH FLOW PLUS” Leasing Program is specially created by us and is exclusive to FARM WEST AG LTD for our bin buying customers