Ceres AI - Damage Reporting Analytics Tools
When extreme weather impacts the crop, farmers rely on insurance carriers to respond quickly and fairly in assessing their losses. As climate change increases the frequency and severity of these peril events, insurance carriers must adapt to keep pace. Ceres’ advanced damage reporting offers customizable tools for streamlining the appraisals process, improving accuracy, and strengthening client trust.
- Locating and quantifying areas of crop damage
- Identifying the most representative field sites for sampling or testing
- Optimizing crop loss calculations for loss claims
- Building customer trust with increased transparency in claims processing
In the aftermath of flooding, hail, windstorms, or other covered peril events, damage to crops can vary widely. Soil variability, agronomic practices, and crop genetics contribute to significant differences in yield outcomes between and even within covered fields. Accounting for this variability while abiding by prescribed loss procedures is a challenge for adjusters in the field, especially where road access is limited or taller crops obscure ground-level views.
Ceres combines remote sensing data from multiple sources–including satellite and high-resolution aerial imagery captured before and after a peril event–to measure and assess crop damage in detail. We provide customizable damage reports that specify the most representative locations for in-field sampling and testing, saving adjustors time in the field while simultaneously enabling a more accurate appraisal. Insured parties benefit, too, with faster processing times and increased visibility into the appraisals process.